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NEW QUESTION: 1
Jack and Jill are a newly married couple in their mid-20s. They are determined to retire by the time they are 50 and have arranged a meeting with a representative of Professional Investment Advisers to structure a financial plan that will allow them to achieve this goal.
The representative, Mr. Hill, advises them to invest at least 60% of their money in bond funds to minimize the risk of loss on the way to their goal. Mr. Hill has
A. committed fraud in indicating that bonds are less risky than stocks.
B. advised Jack and Jill well with a conservative allocation of their money to preserve principal.
C. has committed fraud in promoting their delusion that they can possibly expect to retire by the time they turn 50, regardless of their investment strategy.
D. made an unsuitable recommendation for these clients and is subject to license suspension or revocation.
Answer: D
Explanation:
Explanation/Reference:
Explanation: Mr. Hill has made an unsuitable recommendation in recommending a 60% investment in bonds to clients in their mid-20s with an investment goal of early retirement, and his license can be suspended or revoked because of this. Bonds do not generate the returns that stocks do, and Jack and Jill are unlikely to be able to retire by the time they are 50 with such a high percentage invested in bonds.
Given their investment time horizon, they can invest in growth and aggressive growth stocks, which offer significantly higher returns and will advance them toward their goal, since they can ride the waves of the up and down markets. This, of course, assumes that they are risk-tolerant enough to do so. There has been no fraud since a couple in their mid-20s can retire by the time they turn 50 if they have reasonably well- paying jobs, are frugal, and invest wisely.
NEW QUESTION: 2
制裁審査チームにより、米ドルでの緊急国際電信送金が確認されました。この取引は大量に丸められ、受益者の名前は「北朝鮮葉巻会社」であり、中国の天津にある工業地帯に住所があります。
制裁チームはどのような行動を取るべきですか?
A. コルレス銀行に電話し、オリジネーターに対してデューデリジェンスを行ったかどうか尋ねる
B. 北朝鮮への参照が含まれているため、トランザクションをすぐにブロックします
C. 中国のコルレス銀行が悪影響を受けないように取引をリリースします
D. 資金を解放する前にトランザクションを保持し、会社を調査します
Answer: B
NEW QUESTION: 3
トークン化には、2つの異なる______________が必要です。
応答:
A. 人員
B. データベース
C. 暗号化キー
D. 認証要素
Answer: B
NEW QUESTION: 4
SD-WANルーターのSD-WANオーバーレイへの自動オンボーディングを支援するプレーンはどれですか?
A. オーケストレーション
B. データ
C. コントロール
D. 管理
Answer: A
Explanation:
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