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NEW QUESTION: 1
Alpha Bank determined that Delta Industrial Machinery Corporation has 2% change of default on a one-year
no-payment of USD $1 million, including interest and principal repayment. The bank charges 3% interest rate
spread to firms in the machinery industry, and the risk-free interest rate is 6%. Alpha Bank receives both
interest and principal payments once at the end the year. Delta can only default at the end of the year. If Delta
defaults, the bank expects to lose 50% of its promised payment. Six months after Alpha Bank provides USD
$1 million loan to the Delta Industrial Machinery Corporation, a new competitor enters the machinery
industry, causing Delta to adjust its prices and mark down the value of its inventory. Hence, the probability of
default increases from 2% to 10% and the loss given default increases from 50% to 75%. If Alpha Bank can
reprice the loan, what should the new rate be?
A. 20.5%
B. 10%
C. 16.5%
D. 13%
Answer: A

NEW QUESTION: 2
What should an information security manager do FIRST upon learning that the third-party provider responsible for a mission-critical process is subcontracting critical functions to other providers?
A. Request a formal explanation from the third party.
B. Engage an external audit of the third party.
C. Adjust the insurance policy coverage.
D. Review the provider's contract
Answer: D

NEW QUESTION: 3
IBM App Connect Enterprise Toolkitとは何ですか？
A. AppConnect統合用のコマンドラインインターフェイス
B. 高可用性管理ツール
C. メッセージフロー開発用のグラフィカルユーザーインターフェイス
D. 統合サーバーリソースにアクセスするためのWebユーザーインターフェイス
Answer: B

NEW QUESTION: 4
In a customer briefing, you present the ability to reduce storage capacity using Real-time Compression as an option to lower hardware costs.
How should you describe this capability?
A. It is a compression and deduplication feature for ProtecTIER.
B. It is a standard algorithm for IBM disk and tape devices.
C. It is a premium option for Storwize V7000 and IBM Spectrum Virtualize.
D. It is an IBM Spectrum Protect based compression feature.
Answer: C
Explanation:
Reference:
http://www-01.ibm.com/common/ssi/cgibin/ssialias?infotype=AN&subtype=CA&htmlfid=897/ENUS215-171&appname=USN