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NEW QUESTION: 1
Which of the following provides the MOST comprehensive understanding of an organization's information security posture?
A. Risk management metrics
B. External audit findings
C. The organization's security incident trends
D. Results of vulnerability assessments
Answer: A
NEW QUESTION: 2
The following statements are about the underwriting function within a health plan. Select the answer choice containing the correct statement.
A. Typically, a health plan guarantees the premium rate for a group health contract for a period of no more than six months.
B. The underwriting function in a health plan is primarily concerned with ensuring that the group being underwritten does not include any individuals who are likely to have higher than average utilization of medical services.
C. Compared to a health plan with relaxed underwriting requirements, a similar health plan with very strict underwriting requirements can expect to experience increased healthcare costs and to have significantly higher plan enrollment.
D. In order to determine the actual premium to charge a group, a group underwriter typically considers such factors as level of participation, benefits, and the age and gender distribution of group members.
Answer: D
NEW QUESTION: 3
A. Option B
B. Option A
C. Option E
D. Option C
E. Option D
Answer: A,C,D
Explanation:
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NEW QUESTION: 4
Writing Test
The passages below contain several enumerated sections, each of which may or may not contain an error of grammar, usage or style. For each multiple-choice question, the first choice reproduces the selection from the original passage. The other choices offer alternatives. Select the best choice from among the five choices offered for each enumerated selection.
Bangladesh's economy is based primarily on small-scale enterprises ran by self-employed men and women. These small-business owners, who make a living as shopkeepers or providers of services, face a problem common to proprietors everywhere: lack of access to credit, particularly among the early start-up phase of an enterprise. Credit, which allows people to obtain the resources and equipment he needs to make his business productive, is often, frequently unavailable to those who possess little collateral. Thus, many people which would benefit from credit are denied access to it.
The Grameen Bank, founded in 1976 by economist Muhammad Yunis, who was a fine soccer player in his youth, provides the only unique alternative via loans to prospective business owners, whether they are given only to those who fall below a certain level of assets. Instead of putting up collateral, Grameen customers are accountable with one another, congregating in small groups that meet as a week.
If one member will fail to repay a loan, the entire group is unable to obtain credit in the future thus, group members have a strong incentive to succeed and support others in the group. In the last twenty years, the Grameen Bank has lent two billion dollars, and his customers have repaid 97 percent of their loans. Such results have led to the creation of similar programs.
Item 4.
A. face a problem common to proprietors everywhere: lack of access for credit,
B. face a problem common to proprietors everywhere: lack of access in credit,
C. face a problem common to proprietors everywhere: lack of access from credit,
D. face a problem common to proprietors everywhere: lack of access credit,
E. face a problem common to proprietors everywhere: lack of access to credit,
Answer: E
Explanation:
Explanation/Reference:
Explanation:
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